The first thing to understand is: You are not alone. Many, many Americans are deeply in debt. In fact, the average American spends $1.26 for every $1.00 they earn. TIME reported that the average household owes about $16,000 just on credit cards. Regardless of your amount of debt, you always have the option to take
10 Simple Strategies to Improve Your Credit Score
If your credit score isn’t as high as you would like, don’t stress. Just a few months of good behavior can make a considerable impact on raising your score. The sooner you take action, the better. Read on for a few easy strategies to boost your score. Timely payments Paying bills on time is
The 5 Savings Accounts You Need & Why
Organization is essential to financial security. Money-related stress often stems from our savings habits. Have separate savings accounts and review them periodically. Keep in mind that everyone has different needs and goals, so make a plan that is realistic for you. Below, we’ve listed some different types of savings funds that will surely prepare you
50+ Easy Ways to Make Money in Your Spare Time
Are your financial goals within reach? If you’re like many of us — probably not. It’s hard to save money when you’re used to living paycheck-to-paycheck… But it’s not impossible. Especially if you can master a fun lucrative side gigs with flexible hours, often available online. These jobs can be done in your free time
Save Thousands of Dollars Every Year with these Simple Life Changes
Instead of indecisively stressing out about upcoming expenses and bills, make constructive moves that will have a lasting positive impact on your financial health and life. These prescribed changes are guaranteed not only to save you money, but also make you a more self-sufficient, confident and dynamic person. You don’t have to be a penny