Save money with the right card You are probably familiar with how burdensome credit card debt can be. However, you’ll be relieved to know that it is possible to pay down your debt and/or interest with relatively lesser payments in a shorter period. Balance transfer cards offer longer zero percent interest and that’s why it
How to Get a Credit Card with No Credit & Guide to Secured Cards
You know that having a strong credit score can open a lot of doors throughout life, but where do you begin when you have no credit at all? Building credit can seem hard at first, but luckily there are options if you’re just starting to manage your finances and gain trust with lenders. New credit
How to Save Money by Calling Your Credit Card Company
Calling your credit card company can be a dreaded task, comparable to going to the dentist. Usually we’re forced to call in stressful moments, like to report a merchant error or fraudulent charge. It’s time to change the way you think about calling your credit card company. The truth is, taking 10 to 20 minutes
6 Unexpected Reasons Why It Pays to Have a High Credit Score
If you’re stressed about outstanding loans and high credit card balances, it can be easier to avoid thinking about your credit score altogether. However, understanding why a good score is important is the first step to finding the motivation to improve your score. A high score carries many benefits down the line and actually ends
10 Simple Strategies to Improve Your Credit Score
If your credit score isn’t as high as you would like, don’t stress. Just a few months of good behavior can make a considerable impact on raising your score. The sooner you take action, the better. Read on for a few easy strategies to boost your score. Timely payments Paying bills on time is
What to Do in the Case of an Unauthorized Credit Card Charge
You’re revising your credit card statement and see a transaction you don’t recognize. First, identify the source of the error– the bad charge could be due to an error made by you, the credit card company, or the merchant. Alternatively, the charge could have been made by a third party, indicating fraud or identity theft.
What Happens to Your Credit When You Get Married?
If you’re about to tie the knot, you may wonder what will happen to your credit cards, credit report and credit score when you become joined with your partner. It can be daunting to enter a legal marriage and risk negative impacts on your finances and credit. However, having a clear understanding of your credit
Credit Score 101 – What You Need to Know
So, you know that a high credit score is good and a low score is bad… But if you truly want to achieve your financial goals—get out of debt, buy a car, apply for a mortgage—then you’ll need to dive deeper into understanding your credit score. Your score is the deciding factor on whether you